Learn the Process · Boca Raton & Delray Beach

Renting a home? Understand the details before you commit.

A practical guide for renters and owners of single-family homes in gated communities. A house, a lease, and a community each bring their own considerations. Work through all three before setting a move-in date.

By Avi Horowitz, Luxury Real Estate Agent with RARE Real Estate, LLC · Reviewed October 15, 2026

Start with the community and the specific home.

This guide is designed for people considering Lotus, Lotus Palm, Lotus Edge, Boca Bridges, Seven Bridges, The Bridges, The Oaks, and nearby communities. It does not establish rental eligibility in any particular association. Confirm the current rules with the association or its authorized manager for the actual address.

Owner acceptance and association approval are separate steps. Do not assume an accepted application means you can move in or use the amenities. Obtain written confirmation of approvals and access requirements.

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For renters: from your first search to the keys

1. Define the lease and the layout you need.

Decide on your preferred start date, lease duration, furnishings, budget, pets, number of occupants, parking needs, and any accessibility requirements. An annual rental and a seasonal stay can involve different availability, costs, rules, and tax treatment. A community may not permit the duration you want.

For a large home, look beyond bedroom count: check the location of the primary suite, stairs, usable office space, bathroom access, garage capacity, storage, and the relationship between indoor living areas and the pool. A den or loft is not automatically a legal bedroom. Confirm the actual property rather than relying on a model name.

2. Compare the total cost, not just the advertised rent.

Ask for a written breakdown of all amounts due, who receives them, when they are payable, and which are refundable. Clarify the application fee, screening fee, association charges, security deposit, advance rent, pet-related charges where lawful, amenity deposits, moving costs, and utility setup.

Separate recurring costs from one-time charges. Confirm whether rent includes pool service, lawn care, pest control, internet, cable, irrigation, and any required dining or amenity charges. Ask how pool heating, water, electricity, and gas are billed. Do not assume every home requires first, last, and a security deposit; read the actual terms.

Before transferring funds, independently verify the property, the authorized recipient, and payment instructions through a trusted contact method.

3. Prepare applications and protect your information.

Request the owner's application requirements and the association's checklist before paying fees. Ask which documents are needed, how to submit them securely, how long approval usually takes, and whether interviews or additional adult applications are required. Use a secure application channel for identity and financial documents.

If relocating from another country or working for yourself, ask which documentation is accepted before applying; do not assume a lack of U.S. credit history automatically prevents approval. Applications should be handled using lawful, consistent criteria. Assistance-animal accommodation requests need appropriate handling and should not simply be treated as ordinary pet applications.

4. Put the important promises into the lease.

Review the named parties, occupants, dates, rent schedule, late charges, deposits, permitted use, renewal, notice deadlines, early termination, subletting, guest rules, and whether the owner may show the home for sale or a future tenancy. Confirm who handles repairs and how to report an urgent problem.

For a furnished home, attach a detailed inventory and agree on excluded rooms, stored owner belongings, linens, electronics, artwork, replacement standards, and cleaning expectations. Document any agreed repairs and completion dates. If association approval is required, address what happens to the lease, funds, and move-in date if approval is delayed or denied.

Questions to ask the association before signing

  • Is this address eligible to lease now? Are there waiting periods, quotas, minimum terms, maximum lease counts, or restrictions after purchase?
  • What are the current application forms, fees, deposits, submission deadline, and approval steps?
  • Who may occupy the home, and what are the guest, parking, vehicle, pet, and moving rules?
  • Which amenities transfer to tenants? Are membership registration, reservations, orientation, additional charges, or separate dining requirements involved?
  • How are gate access, vehicles, household members, deliveries, contractors, and visitors registered?
  • What renewal, extension, tenant-change, and move-out procedures apply?

Keep a dated copy of the association's written response and governing documents. Rules and fees vary; this guide does not publish an unverified fee schedule or approval promise for any community.

For owners: prepare the home and the arrangement

1. Confirm that you can lease the property.

Check association restrictions before marketing or accepting funds. Review your mortgage and insurance terms, any existing occupancy commitments, and applicable registration or licensing requirements. Ask a tax adviser about rental income, expenses, any homestead implications, and tax treatment of the proposed lease duration.

Compare rentals using similar lease lengths, furnishings, size, condition, lot, pool, and included services. A seasonal asking rent is not a reliable substitute for an annual leased comparable. Allow for vacancy, turnover, maintenance, insurance, and ongoing ownership costs when evaluating the net result.

2. Prepare for reliable day-to-day operation.

Arrange a pre-lease condition review and address safety or maintenance issues. Confirm operation of air conditioning, plumbing, appliances, smoke detectors, pool equipment, garage doors, locks, and hurricane protection. Identify manuals, service providers, warranties, and emergency shutoffs.

Agree in writing who arranges and pays for routine service, consumables, repairs, call-out charges, landscape care, pool care, and pest control. Clarify any tenant repair contribution and its exceptions. A service contract does not remove the need to respond promptly when equipment fails. Set up a reachable local contact when you will be away.

3. Set a clear application and leasing process.

Use lawful, consistent screening standards and protect applicants' personal information. Explain required documents, application costs, refund conditions, and the separate association process. Have the lease and any unusual terms reviewed by the appropriate professional.

State the maintenance arrangements, included amenities, furnishings, insurance requirements, occupancy terms, and notice procedures clearly. Do not promise access or benefits the association has not confirmed. Make sure deposit handling, disclosures, and notices comply with the applicable law.

The details that matter in these homes

Pools, landscaping & outdoor areas

Identify the service provider, schedule, payment responsibility, and reporting process. Clarify pool heating, equipment repairs, irrigation, storm cleanup, outdoor furniture, lake access restrictions, and any safety instructions. Confirm who may change service providers or settings.

Air conditioning & moisture

Document thermostat and filter instructions, condensate-drain service, and how to report leaks, odors, or loss of cooling. Agree on care while the home is vacant. Visible moisture or a suspected defect deserves assessment; do not resolve it by assigning blame without investigating.

Insurance & storm planning

Ask an insurance professional to confirm coverage for the actual rental use. Discuss tenants' belongings and liability, the owner's building and liability coverage, flood coverage, pool exposure, and any required proof of insurance. Agree who operates shutters, secures outdoor items, and checks the home after a storm.

Furnishings & technology

Record inventory and condition, smart-lock access, alarm instructions, remotes, Wi-Fi, equipment, and subscriptions. Confirm any disclosed cameras and how owner accounts will be separated from tenant access. Photograph valuable or delicate items and agree on storage and replacement procedures.

Keep a clear record at both ends of the lease.

Before taking possession

  • Confirm signed documents, required payments, insurance, and written association approval.
  • Walk through the home together when possible. Date photographs and record existing marks, damage, inventory, cleanliness, and equipment condition.
  • Confirm utilities and service appointments, keys, remotes, gate credentials, and emergency contacts.
  • List outstanding repairs, the responsible party, and agreed completion dates.

Planning your move-out?

Open the complete renter and owner move-out checklists ↓

At a glance

  • Review the lease's notice, cleaning, inventory, key-return, and service requirements early.
  • Arrange a condition review and retain dated photographs and relevant receipts.
  • Provide a forwarding address and follow the required notice process.
  • Document the handover date, keys, remotes, final readings where relevant, and any unresolved matters.

Moving out of a rental: finish the lease clearly.

Start with the signed lease, required notices and association procedures. The moving date and the legal end of the tenancy may differ. Confirm the agreed possession date and responsibilities in writing.

Renter checklist: from notice to returning the keys
  1. Check your notice and move-out terms early. Review renewal, nonrenewal, early termination, notice delivery and deadlines. Follow the actual lease and applicable law; do not assume moving out or sending a text ends your obligations.
  2. Coordinate the move. Confirm association moving hours, truck and contractor access, gate procedures and any required reservations. Agree on utility and service dates so responsibilities remain covered.
  3. Prepare the home as agreed. Remove belongings and rubbish, check furnished inventory and return included items to their agreed locations. Follow the actual cleaning and repair requirements. Keep receipts; ask about unclear expectations before paying for work.
  4. Document the condition. Arrange a joint condition review when possible. Take dated photographs of rooms, furnishings, appliances and outdoor areas, and record remaining concerns. Compare with your move-in record.
  5. Complete a recorded handover. Return all keys, remotes and gate devices. Record the date, time, recipient and outstanding items; retain a copy. Transfer smart-home access appropriately without sharing personal passwords.
  6. Give a written forwarding address and watch for notices. Keep proof of required notices and your lease file. Monitor the agreed lawful delivery channels. Do not assume the security deposit substitutes for final rent or that handing over keys automatically settles charges.
Owner checklist: receive the home and arrange turnover
  1. Confirm the end of the tenancy and possession. Review notices, lease terms and any written change with the renter. If possession is disputed, obtain legal guidance before changing access or removing belongings.
  2. Inspect against the move-in record. Document condition and furnishings with dated photographs. Separate routine wear from damage and identify any missing inventory. Keep relevant invoices and evidence for any proposed lawful charge.
  3. Record the access handover. Count keys, remotes and gate devices, obtain a forwarding address and note unresolved items. Coordinate association records and credential changes after you are entitled to possession.
  4. Keep the home operating. Confirm utilities, air conditioning, pool and landscape care, leak checks and storm arrangements during vacancy. Review occupancy changes with your insurer and arrange needed maintenance before the next tenancy.
  5. Handle the deposit separately and on time. Review the applicable notice and return requirements immediately. Do not treat a cleaning fee, replacement cost or deduction as automatic; confirm its basis under the lease and law.
  6. Close the file. Retain notices, condition records, inventory, handover acknowledgment, invoices and deposit correspondence. Confirm which matters remain open and who is responsible for the next action.

Keep one handover record

Include the address; date and time; people present; key, remote and gate-device counts; dated condition photographs; furnishings inventory; relevant meter readings; forwarding address; and outstanding items with a responsible person. A factual receipt does not replace the lease or automatically waive a claim.

Security deposit: deadlines to check immediately

For covered Florida residential tenancies, no intended claim generally means returning the deposit and any required interest within 15 days after termination. An intended claim generally requires the statutory notice within 30 days after termination. The renter generally has 15 days after receiving that notice to object in writing.

Notice content, delivery, exceptions and early-vacating circumstances matter. Email is not automatically valid: statutory electronic-notice requirements apply. Read Florida's security-deposit statute ↗ and obtain legal advice for disputed charges or notices.

Move-out checklists reviewed October 17, 2026. Follow the signed lease, current association requirements and applicable law.

Common rental questions

Can I rent for only a few months?

Possibly, but confirm the specific community's minimum lease term, frequency restrictions, approval process, and the owner's availability first. Furnishings, included utilities, and tax treatment may also differ from an annual lease. A listing's availability does not establish association permission.

Does renting include the clubhouse and racquet facilities?

Do not assume it does. Ask the association which rights transfer, whether the owner must relinquish access, how tenants register, what fees apply, and what guest and reservation rules govern use.

Who pays for pool, lawn, air-conditioning, and appliance repairs?

Review the written lease and applicable law. Identify routine service separately from repairs, replacements, damage, and emergency response. A statement that something is included should specify the scope and payment responsibility.

When is a Florida security deposit returned?

For covered residential tenancies, Florida Statutes section 83.49 generally requires return within 15 days after lease termination when no claim is intended, or the required notice of an intended claim within 30 days. A tenant generally has 15 days after receiving that notice to object. Exceptions and notice-delivery requirements matter; consult the statute and obtain advice for a dispute.

What flood disclosure applies to an annual lease?

Florida Statutes section 83.512 requires a separate flood disclosure at or before execution of a residential rental agreement with a term of one year or longer. Renters should discuss separate flood coverage with an insurance professional; ordinary renters insurance does not include flood damage coverage.

Can Avi help both an owner and a renter?

Ask Avi about the help available for your circumstances, the brokerage relationship, and any written service or compensation agreement before you begin. Clarify the scope of representation and any fees rather than assuming either.

Official references & a note on this guide

Read the current Florida Residential Landlord and Tenant Act, including security deposits (§83.49), maintenance (§83.51), and flood disclosures (§83.512).

General educational information, not a substitute for the actual lease, current association documents, or advice from a Florida attorney, insurance professional, or tax adviser. Requirements can change. No specific rental availability, approval, fee, or lease term is promised.

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